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Bankruptcy and Creditor Harassment

Yes. Once you have signed your bankruptcy or consumer proposal papers, your trustee will notify all creditors of these proceedings. Creditors must by law stop all direct contact with you. They are also no longer allowed to garnish wages or access your bank account. After bankruptcy, you will no longer owe money to creditors listed in the bankruptcy.

It does take up to 5 business days for your trustee to notify all of your creditors, and some of them may have turned over your file to collection agencies. All of this contact should stop shortly after your bankruptcy papers have been filed. If it does not, inform the collector of your circumstances and pass along your trustee’s contact information. You can also report this contact directly to your bankruptcy trustee.

 

 
 
     
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